NCU MasterCard®

With the wide selection of CHOICE REWARDS® MasterCard® credit cards, there's something for everybody!

Select from a wide variety of exceptional credit cards--and find the one that fits your lifestyle. It's that simple!

CHOICE REWARDS® gives you a world of redemption options:

  • Worldwide travel with unrestricted seating and no blackout dates
  • Your choice of hotels, car rental companies, and travel carriers (like trains, cruises, and packages)
  • Access to a collection of hand-picked vacations with special pricing and exclusive, time-limited offers
  • Cash rewards
  • Brand name merchandise
  • Gift cards
  • Charitable donations

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CHOICE REWARDS® World Elite MasterCard® Credit Card

The Elite travel card with Elite value

5,000 welcome bonus points
    •    Earn rewards faster, receive 2 points‡ per every $1 spent on eligible purchases 

    •    3.99% promotional AIR† on balance transfers‡‡ for 10 months 

    •    Elite level of benefits** including MasterTrip®, MasterRental®, MasterPurchase®, price protection, concierge service and travel medical insurance 

    •    Additional card: $40 

    •    Annual Fee: $150 

    •    Interest Rate: 19.49%

 

Gold CHOICE REWARDS® MasterCard® Credit Card

The card that lets you and your family travel with peace of mind

5,000 welcome bonus points
    •    Earn 1 point‡ per every $1 spent on eligible purchases 

    •    3.99% promotional AIR† on balance transfers‡‡ for 10 months 

    •    Exceptional card benefits** including MasterTrip®, MasterRental®, MasterPurchase®, and travel medical insurance 

    •    Additional card: Free 

    •    Annual Fee: $120 

    •    Interest Rate: 19.49%

 

Low Fee CHOICE REWARDS® MasterCard® Credit Card

Our low fee credit card that also earns CHOICE REWARDS® points

1,000 welcome bonus points
    •    Earn 1 point‡ per every $1 spent on eligible purchases 

    •    3.99% promotional AIR† on balance transfers‡‡ for 10 months 

    •    Exceptional level of benefits** including MasterTrip® and MasterPurchase® 

    •    Low Annual Fee: $24
    •    Interest Rate: 19.49%
    •    Exceptional card benefits** including  MasterTrip® and MasterPurchase®   

 

CHOICE REWARDS® Student MasterCard® Credit Card

The card that allows you to build your credit history while earning CHOICE REWARDS® points

1,000 welcome bonus points
    •    Earn 1 point‡ per every $1 spent on eligible purchases 

    •    3.99% promotional AIR† on balance transfers‡‡ for 10 months 

    •    Exceptional level of benefits**such as MasterPurchase® 
which doubles manufacturer's warranty up to 2 years on purchases and MasterTrip® insurance
    •    Low Annual Fee: $24
    •    Interest Rate: 19.49%

 

No Fee CHOICE REWARDS® MasterCard® Credit Card

The card with no annual fee that enables you to earn CHOICE REWARDS® points


    •    Earn 1 point‡ per every $2 spent on eligible purchases 

    •    3.99% promotional AIR† on balance transfers‡‡ for 10 months 

 

    •    No annual fee
    •    Interest Rate: 19.99%
    •    No charge for additional cards for authorized users

 

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